Terms of Use

Effective Date: June 5, 2025

These Terms of Use ("Terms") govern your access to and use of the products, services, technologies, websites, and software provided by QORA ("Company", "we", "us", or "our"), a company engaged in the research and development of artificial intelligence solutions for financial market analysis and strategic forecasting.

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use our Services.

1. Services Provided

QORA develops and deploys artificial intelligence systems and data-driven tools to:

  • Analyze financial market behavior,
  • Generate predictive insights and strategic forecasts ("Visions"),
  • Support institutional and individual clients in decision-making.

These Services may be accessed through web platforms, APIs, dashboards, or delivered as custom reports.

2. Eligibility

You must be at least 18 years old or the legal age of majority in your jurisdiction, whichever is greater, and have the capacity to enter into a binding agreement to use our Services.

3. User Obligations

By using our Services, you agree to:

  • Use the Services only for lawful purposes;
  • Not attempt to reverse-engineer, decompile, or disassemble any part of our systems;
  • Not use the Services to engage in market manipulation, insider trading, or other forms of illegal activity;
  • Comply with all applicable financial, data, and privacy regulations;
  • Maintain the confidentiality of any proprietary or non-public data received from us.

4. Intellectual Property

All content, tools, models, software, and forecasts provided through our Services are the intellectual property of QORA, unless otherwise stated.

Clients are granted a limited, non-exclusive, non-transferable license to use the content strictly for internal business purposes. No right, title, or interest in or to any intellectual property is transferred to you under these Terms.

5. No Financial Advice

All data, insights, and "visions" provided are for informational and research purposes only. They do not constitute investment advice, financial advice, trading recommendations, or an offer or solicitation to buy or sell any financial instruments.

You acknowledge that decisions made based on our Services are done at your own risk, and QORA shall not be held responsible for any loss or damage arising from reliance on the provided information.

6. Confidentiality and Data Privacy

We take data privacy seriously. Use of our Services is subject to our Privacy Policy, which outlines how data is collected, stored, and used.

You agree not to disclose or disseminate any confidential or proprietary information received through our Services to third parties without prior written consent.

7. Third-Party Integrations

Our Services may link to or integrate with third-party data sources, tools, or APIs. We are not responsible for the content or availability of these external services and disclaim any liability arising from your use of them.

8. Modifications to the Services

We reserve the right to modify, suspend, or discontinue our Services, or any part thereof, at any time without prior notice. We are not liable for any loss resulting from such modifications or discontinuation.

9. Disclaimer of Warranties

Our Services are provided "as is" and "as available." We make no representations or warranties of any kind, express or implied, regarding:

  • The accuracy, completeness, or reliability of our outputs;
  • The availability or uptime of our systems;
  • The future performance of financial markets based on our predictions.

We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

To the maximum extent permitted by law, QORA, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, or data arising out of or in connection with the use of our Services.

11. Termination

We may suspend or terminate your access to the Services at any time, with or without cause or notice, particularly in the event of a breach of these Terms.

Upon termination, your right to access or use the Services will immediately cease, and all licenses granted under these Terms will be revoked.

12. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of New York City. Any disputes arising out of or in connection with these Terms shall be resolved by arbitration or courts located in New York City, unless otherwise agreed in writing.

13. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be effective upon posting on our website. Your continued use of the Services after such changes constitutes your acceptance of the new Terms.

14. Contact Information

If you have any questions about these Terms, please contact us at:

xqoracom@gmail.com